5 year summary


 
Income Statement  

 

 

 

 

 

Net interest income

12,658

11,868

10,186

7,907

7,036

 

Other operating income

7,001

7,191

6,632

6,434

6,161

 

Impairment expense

(1,280)

(2,075)

(3,048)

(930)

(434)

 

Operating expenses

(8,891)

(8,601)

(7,765)

(7,021)

(6,427)

 
Net profit before tax

9,488

8,383

6,005

6,390

6,336

 

Corporate tax expense

(2,637)

(2,266)

(1,560)

(1,626)

(1,782)

 

Non-controlling interests

(16)

(16)

(30)

(31)

(27)

 
Net profit after tax (“cash basis”)

6,835

6,101

4,415

4,733

4,527

 

Hedging and IFRS volatility

(265)

17

(245)

(42)

13

 

Bankwest non-cash items

(147)

(216)

614

-

-

 

Tax on New Zealand structured finance transactions

-

(171)

-

-

-

 

Other non-cash items

(29)

(67)

(61)

100

(70)

 
Net profit after tax (“statutory basis”)

6,394

5,664

4,723

4,791

4,470

 
Contributions to profit (after tax)            

Retail Banking Services

2,845

2,461

2,107

1,911

1,766

 

Business and Private Banking

1,039

898

736

721

n/a

 

Institutional Banking and Markets

1,004

1,173

166

771

n/a

 

Premium Business Services

n/a

n/a

n/a

n/a

1,445

 

Wealth Management

581

592

514

789

548

 

New Zealand

469

387

438

n/a

n/a

 

International Financial Services

n/a

n/a

n/a

555

461

 

Bankwest

463

(45)

113

n/a

n/a

 

Other

353

457

537

(1)

211

 
Net profit after tax (“underlying basis”)

6,754

5,923

4,611

4,746

4,431

 

Investment experience after tax

81

178

(196)

(13)

96

 
Net profit after tax (“cash basis”)

6,835

6,101

4,415

4,733

4,527

 
Balance Sheet            

Loans, bills discounted and other receivables

500,057

493,459

466,631

361,282

315,465

 

Total assets

667,899

646,330

620,372

487,572

440,157

 

Deposits and other public borrowings

401,147

374,663

368,721

263,706

219,068

 

Total liabilities

630,612

610,760

588,930

461,435

415,713

 

Shareholders’ equity

37,287

35,570

31,442

26,137

24,444